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Some of the women offer the option of cam chats, and others give rather more detail regarding their personal lives than you might expect — they mention that they have children, say, or are in education — but on the surface, the difference is subtle to say the least.

Perhaps My Girl Fund wasn't quite supposed to turn out the way things were planned back in 2008.

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"People don't just want to talk about sex all the time, and if they do, it's nicer to talk about it to someone you feel you connect with, and that's one reason why the social side of My Girl Fund is vital, and a very good idea.

Personally, I've never been in a situation where someone's come on too heavy or serious.

"I also love to party; it's one extreme to another with me." Like pretty much every women I speak with, Holly doesn't particularly alter that personality for her customers: "I'm definitely myself on here: I find that's the best way.

Sometimes I do hold back on what I talk about personally though."London Bunny says much the same: "I generally dislike social media, but I do have a Tumblr.

"For instance, many guys are happy to have the friendship they have with me on here.

They're already happily married, so meeting someone in person could get them into trouble, whereas online, it can't get complicated; they're not meeting anyone and feeling as if they're cheating on their loved one, because they're not."English Rose23 is one of the first women I speak to on the site, and my initial instinct is somewhat sceptical.

Indeed, some of them were genuinely surprised I was asking if the site was purely about sexual content.

"I've had lengthy conversations with people here that have been completely filth-free," says London Bunny, a 23-year-old living in London.

The truth is that when you first log in to My Girl Fund, it looks like you're on a porn site.

You're presented with an array of women who are mostly scantily clad, and upon clicking on their profiles most of the descriptions tend to emphasise the various sexual photos and videos you can pay the women in order to see: stripping, using a dildo, performing oral sex on someone.

Perhaps she's been cherry-picked for me by the site's administrators as someone they knew would give positive feedback on her experience.

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